BUY YOUR FIRST HOMESEEING EVERY FEETHE 3 QUESTIONS FIRST-TIME BUYERS ARE RARELY TOLD TO ASK
The free live training that shows Georgia first-time buyers how to read a loan offer line by line, compare more than one lender, and decide who should be on the loan before they sign anything.
"When a fee disappears from one line, do you know where to look for it?"
Free live training · Live Q&A included
When You Register, You'll Receive:
- Free Live Training Access
- The See · Shop · Sign Framework — taught live on the training (not a downloadable file)
- Live Walkthrough: How To Read A Loan Estimate Line By Line
- First-Time Buyer Readiness Checklist — walked through live on the training (no download)
- Optional Free 1-on-1 Full-Disclosure Homebuyer Review
BUYING A FIRST HOME IN GEORGIA KNOWING EVERY FEE, EVERY OPTION, AND EVERY QUESTION TO ASK SHOULD NOT FEEL LIKE DECODING FINE PRINT.
For most first-time buyers in Georgia, the hardest part isn't the saving — it's the not knowing. Fees appear, move, and disappear across pages of paperwork written in a language nobody ever taught you. Sixty minutes of plain-English training changes that: what to look for, what to ask, and exactly who to ask it with.
Future homeowner,
“If the lender says a fee is waived, it's gone.”
“My bank's offer is basically what everyone would offer.”
“Adding a second person to the loan always makes it stronger.”
Here's what's actually true. When a lender says a fee is "waived," that cost often doesn't disappear — it moves. It can shift to another line of the estimate, or get offset somewhere else in the offer. That's why, on this training, we practice reading a Loan Estimate line by line before you ever celebrate a "no-cost" loan.
And one bank's offer is one data point, not the whole market. Programs, pricing structures, and fees genuinely vary from lender to lender — comparing more than one, apples to apples, is how you learn what "normal" actually looks like for a buyer like you.
As for adding someone to the loan: lenders consider more than one credit profile differently depending on the program. Sometimes a co-borrower strengthens an application, sometimes it doesn't. The right first question isn't "should we add someone?" — it's "how will this program look at both of us?" That's the conversation we'll have together, in plain English, on the live training.
— Tamera Shearon, Peachtree Battle Realty, LLC
THIS TRAINING IS DESIGNED FOR:
First-Time Buyers In Georgia Ready To Stop Renting
Buyers Who Want Every Fee Explained Before They Sign
Buyers Who Only Ever Talked To One Bank
Buyers Deciding Whether To Apply Alone Or With Someone
Anyone Shopping Anything From A Manufactured Home To A Larger Single-Family Home
RESERVE
Register free — it takes less than a minute, and it costs nothing.
WATCH
Join the 60-minute live training, with live Q&A included.
PREPARE
Walk through the readiness checklist and a real Loan Estimate, line by line.
DECIDE
Choose your next step — including an optional free 1-on-1 Full-Disclosure Homebuyer Review.
GET A SNEAK PEEK INTO THE WEBINAR
Pick one to jump straight to the matching module. Your choice lives on this page only — nothing is saved or sent.
GUIDANCE FROM SOMEONE WHO WORKS INSIDE THE PROCESS.
Georgia Real Estate Broker · License #366882
Individual Mortgage · NMLS #2413707 · NMLS Consumer Access
NEXA · NMLS #1660690
Licensed market: Georgia (sole confirmed market)
I'm Tamera Shearon. On the mortgage side, I'm a Georgia-licensed mortgage loan originator (NMLS #2413707); on the real estate side, I hold a Georgia real estate broker license (#366882). I sit inside this process every working day, and that's exactly why I teach this class: most buyers never get shown how it actually works from the inside.
Here's the thing I see over and over: first-time buyers don't lose ground in one dramatic moment. It slips away line by line — a fee that moved, an option nobody mentioned, a question nobody realized they were allowed to ask. The paperwork isn't designed to confuse you, but it isn't designed to teach you, either.
This webinar fixes that. In 60 minutes, we'll read a loan estimate together, see what comparing more than one lender looks like side by side, and settle the co-borrower question before it costs you anything. You'll leave with questions you can ask anyone — whether or not you ever talk to me.
IF YOU'RE LIKE MOST GEORGIA FIRST-TIME BUYERS I WORK WITH...
You've been ready to stop renting, and somewhere in the process you hit a wall. Maybe you were told no. Maybe "not yet." Maybe you got pre-qualified somewhere, looked at the numbers, and couldn't tell what any of it actually meant — or what it was really going to cost you.
And the worst part isn't the answer itself. It's not knowing what actually mattered in the decision, what moved, or what to change before the next time you ask.
HERE'S WHAT CHANGES AFTER THIS WEBINAR:
→You'll know how to read every line of a loan offer and what to ask about each one
→You'll know how to compare offers from more than one lender side by side
→You'll have a clear next step, whether you're ready now or just getting started
WHAT YOU'LL WALK AWAY WITH
CLEARER VIEW
You'll see the whole loan offer — every line, every fee, every option — in plain English.
YOUR DOCUMENT LIST
The readiness checklist, walked through live on the training. No download needed.
QUESTIONS TO ASK
The exact questions that surface what a fee is, where it went, and what your options are.
OPTIONAL NEXT STEP
A clear path forward — including an optional free 1-on-1 Full-Disclosure Homebuyer Review.
TAMERA'S FREE CATALOGS
Straight from the brokerage — free to open, free to keep. No email gate, no checkout, nothing to buy.
First-Time Buyer Catalog
The full 30-page catalog for Georgia first-time buyers — preparation, programs, and the questions to ask.
Buyer Guide — Winter 2026
A 28-page seasonal buyer guide from the brokerage, built for shopping in the winter market.
FHA Toolkit
EXTERNAL PRODUCT PAGEThe brokerage's FHA toolkit lives on the Peachtree Battle Realty site — opens as a product page with an add-to-cart step. Not a direct PDF download, so it's linked as-is.
VIEW FHA TOOLKIT ↗
COMMON QUESTIONS
YOUR NEXT MOVE STARTS WITH A CLEARER MAP.
✓Free educational event — no obligation, ever
✓No hard credit pull required to attend
✓Live Q&A — ask anything, get answers in real time
✓Georgia-focused, from a licensed loan originator